At GroFin you get a solution tailored to your needs, consisting of finance in the form of debt, performance based incentives and in some cases, equity. With the finance you receive professional support from an experienced team of committed people to facilitate ongoing business success. At the core of our finance solution is a fair risk-reward relationship between GroFin and the entrepreneur. Detailed business planning, cash flow analysis and financial forecasting will not only enable the entrepreneur to prepare for certain business risks, it will also enable us to tailor a finance solution, reflecting both the cash flow and risk profiles of the business. Because every business is different, GroFin does not use a standard interest rate. Instead, each unique need will be matched to a unique finance solution and will take into consideration the development stage of your business, the projected cash flow and profitability, the risk involved, your own capital contribution and any collateral you may be able to provide. After a finance package has been agreed on, we will work closely with you to determine an appropriate repayment term of between 4 and 6 years.

“GroFin’s hands-on personal approach is so refreshing after having worked with a bank before. Their guidance in finalising my business plan and helping me address the risks made the start-up more successful and I now benefit from their assistance to help me grow the business. Having them support me financially and making their expertise available to grow my own management skills is a big part of my business success.” Andrew Sibeko Engen Maraisburg